Terms and Conditions
Last updated: September 16, 2025
1. Agreement to Terms
By accessing or using Loan Calculator (https://loancalculator-nu.vercel.app), you agree to be bound by these Terms and Conditions and our Privacy Policy. If you disagree with any part of these terms, you may not use our services.
2. Use License & Intellectual Property
Permission is granted to freely use our online calculators, financial algorithms, and educational articles for personal, educational, or internal business calculations.
You agree not to:
- Scrape, duplicate, or redistribute the proprietary software code or design assets without prior written consent.
- Use the website in any way that causes damage to the website or impairs availability or accessibility.
- Engage in unauthorized data extraction, bot automation, or denial-of-service activities against the website.
3. Not Financial Advice (Disclaimer of Advice)
The calculators, articles, comparison tables, and estimated returns provided on Loan Calculator are created for general educational and illustrative purposes only.
They do not constitute certified financial, investment, legal, tax, or mortgage advice. Actual loan approvals, interest rates, tax liabilities, and investment returns will depend on lender terms, market fluctuations, and statutory changes. Always consult a certified financial planner, Chartered Accountant, or licensed banker for formal advice.
4. Accuracy of Information
While we strive to ensure that all financial formulas, compound interest schedules, and tax formulas are up-to-date and accurate, Loan Calculator makes no warranties regarding the absolute accuracy, completeness, or reliability of any calculation.
5. Third-Party Links & Advertisements
Our website may display advertisements served by third-party partners (such as Google AdSense) or link to external websites. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites or advertisers.
6. Limitation of Liability
In no event shall Loan Calculator, its owners, or contributors be liable for any damages (including, without limitation, damages for loss of profit or financial losses) arising out of the use or inability to use the tools on this website.
7. Contact Us
If you have any questions regarding these Terms, please contact us via our Contact Page.